Posted in Affordable Care Act (ObamaCare), Medical Costs, News From Washington, DC & Related Shenanigans, Patient Choice, Price Tansparency, Quality, Uncategorized

What a Mess… An Avoidable Mess, No Less! – What Consumers Need To Know About The Obama Plan For Canceled Health Policies

What Consumers Need To Know About The Obama Plan For Canceled Health Policies

Q. Who decides whether I can renew a policy slated for cancellation?

A. Insurers and state regulators. Neither Obama nor the federal Department of Health and Human Services can force extension of the plans.

But the administration did set rules: If insurers renew policies – and their state allows it – they must notify consumers and point out that they may find other options and subsidies through the online marketplaces.

Q: How have insurers reacted?

A: Many wanted to learn more details about Obama’s offer. BlueCross BlueShield of North Carolina, which was canceling about 200,000 individual policies at end of the year, said it was interested in the option but not ready to commit.

Florida Blue says it will allow customers to renew 2013 policies, a decision that could affect as many as 300,000 people over the next year and immediately affects 40,000 people who were losing their existing plan at end of this year.

Some insurers are urging state regulators to disallow the extensions. In California, the state should “stay the course and transition people into more comprehensive policies,” said Patrick Johnston, CEO of the California Association of Health Plans.

The major insurance trade group warned that consumers renewing noncompliant plans will be predominantly younger and healthier, while older and sicker people will migrate to the subsidized marketplaces. That could drive up costs.

“Changing the rules after health plans have already met the requirements of the law could destabilize the market and result in higher premiums for consumers,” said Karen Ignagni, CEO of America’s Health Insurance Plans.  Continue reading “What a Mess… An Avoidable Mess, No Less! – What Consumers Need To Know About The Obama Plan For Canceled Health Policies”

Posted in Affordable Care Act (ObamaCare), Liberty, News From Washington, DC & Related Shenanigans, Uncategorized

Obama’s Obamcare Fix is His Most Illegal Power Grab Yet: Conn Carroll | Nov 15, 2013

Posted in News From Washington, DC & Related Shenanigans

Commander-in-Chief or Just Chief…? I thought we settled that question way back in 1789!

Political Cartoons by Jerry Holbert


By Jerry Holbert – November 15, 2013


Political Cartoons by Bob Gorrell

By Bob Gorrell – November 15, 2013

The Constitution of the United States is the supreme law of the United States of America.[1] The Constitution originally consisted of seven Articles. The first three Articles embody the doctrine of the separation of powers, whereby the federal government is divided into three branches: the legislature, consisting of the bicameral Congress; the executive, consisting of the President; and the judiciary, consisting of the Supreme Court and other federal courts. The fourth and sixth Articles frame the doctrine of federalism, describing the relationship between State and State, and between the several States and the federal government. The fifth Article provides the procedure for amending the Constitution. The seventh Article provides the procedure for ratifying the Constitution.

The Constitution was adopted on September 17, 1787, by the Constitutional Convention in Philadelphia, Pennsylvania, and ratified by conventions in eleven States. It went into effect on March 4, 1789.[2]

Since the Constitution was adopted, it has been amended twenty-seven times. The first ten amendments (along with two others that were not ratified at the time) were proposed by Congress on September 25, 1789, and were ratified by the necessary three-fourths of the States on December 15, 1791.[3] These first ten amendments are known as the Bill of Rights.

The Constitution is interpreted, supplemented, and implemented by a large body of constitutional law. The Constitution of the United States was the first constitution of its kind, and has influenced the constitutions of many other nations.

Posted in Affordable Care Act (ObamaCare), Employee Benefits, News From Washington, DC & Related Shenanigans, Patient Choice, Uncategorized

Calling the President’s Bluff: It Appears He Was Not Serious About Re-Instating Cancelled Policies