Please explain the wisdom of shackling employers to employees’ medical insurance, and employees to these employers. You can’t, because there is no wisdom in this insanity. The system is not the result of planning or coherence–it’s simply the result of a jumbled series of historical accidents.
Yet this is the system we cling to. Why? 1) We have no choice or 2) it’s so insanely profitable for those at the top of the heap. Are these good reasons?
Is shackling our workforce to their current employer simply to avoid the risk of not having insurance and not qualifying for subsidies good for the economy? No.
This system makes no sense whatsoever.
There are only one way out of this insanity: break the shackles from employer to employees’ healthcare insurance and from employees to employer.
There are only two ways to break these shackles:
1. Offer everyone universal healthcare coverage via a government agency
2. Go back to a cash-only system. The “Impossible” Healthcare Solution: Go Back to Cash (July 29, 2009)
Guess how many pills the pirate would sell for $750 each if insurers were eliminated and cash payments by patients were the only form of payment: yup, near-zero. The parasitic pirate would either have to drop the price back to $13.50 (or better yet, $1) or go broke and have to sell the rights, or be accosted by those who’d lost loved ones to his rapacious greed.
The shackles of this new serfdom are invisible, but no less destructive for being invisible.