Posted in Affordable Care Act (ObamaCare), Consumer-Driven Health Care, Deductibles, Economic Issues, Government Spending, Health Insurance, Health Reimbursement Arrangement (HRA), Health Savings Accounts (HSA's), Individual ObamaCare Market, Individual Underwriting Standards, Insurance subsidies, Medical Costs, Patient Choice, Policy Issues, Pre-existing Conditions, Quality, Reforming Medicaid, Risk Adjustment, Subsidies, Uncategorized

Let’s Add Some Cash to the Copper and Other Plans | Health Policy Blog | NCPA.org

However, as long as the federal government is subsidizing insurers billions of dollars in these exchanges, it should offer some of the money for beneficiaries’ direct use, via deposits in Health Savings Accounts, Health Reimbursement Arrangements or Flexible Spending Arrangements, instead of handing it over to insurers.States have improved Medicaid with innovations such as Health Opportunity Accounts HOAs, which allow Medicaid dependents to control some Medicaid money directly. Disabled Medicaid beneficiaries have benefited tremendously from “cash and counseling,” which gives them money to hire home-health aides directly, instead of passively accepting whomever the county bureaucracy sends over.Obamacare beneficiaries should have the same power as these Medicaid beneficiaries. By all means, let’s have a copper plan, but let’s give some Obamacare cash to people, not just insurers.

via Let’s Add Some Cash to the Copper and Other Plans | Health Policy Blog | NCPA.org.

Author:

A primary care physician by training, my passion is researching and writing about the importance restoring patient centered care, supporting independent private physicians, promoting free-market solutions and seeking sustainable fiscal policy in healthcare.

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