READ THIS ARTICLE below if you want to understand the degree to which this ruling is an important step for healthcare reform.
But as John C. Goodman points out, administrative ruling can only go so far without being codified by legislative action.
Some believe the Individual Market is too weak to revive, given the hit it took as as result of the ACA.
I am optimistic that this ruling to utilize HRA is this manner will be a “shot in the arm” and revitalize the market again.
This hopefully highlights the benefits, and spurs popularity, of a defined contribution approach as a means to purchase health insurance.
Anything that makes us less dependent on ESI and gives more portability & options, freeing the labor market from job-lock is a good thing. -Forum for Healthcare Freedom